Determining the ‘right’ number of investment properties is a deeply personal financial decision, influenced by individual circumstances, risk tolerance, and long-term goals. It’s not a one-size-fits-all answer, and as of December 2025, many Victorian homeowners are reassessing their portfolios given recent interest rate adjustments and market conditions.
Currently in Melbourne, particularly within the Eastern Suburbs – areas like Balwyn and Doncaster where family homes are in high demand – we’re seeing sellers often utilise property sales to consolidate their holdings. This might involve selling one or more investment properties to reduce debt or fund renovations on a primary residence. The selling process typically involves a 4-6 week campaign, with marketing costs ranging from $3,000 to $8,000, reflecting the need for professional photography ($500-$1,500) and styling ($2,000-$8,000) to maximise appeal to buyers who, in 2026, strongly favour well-presented, light-filled properties. Fletchers’ agents leverage our extensive network and multi-lingual capabilities to reach a broad range of potential purchasers. We emphasise providing detailed market appraisals to help sellers understand current values and potential returns. The settlement period generally falls between 30-60 days.
Ultimately, the optimal number of investment properties is the one that aligns with your individual financial strategy and allows you to achieve your investment objectives.